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For the old people, they like to save money, because they need money to keep the sense of security. Once the emergent situation happens, they will take out the money and solve the problem. While for the young people, they like to spend money to find fun, happiness comes first. I think it is better to combine both of them.

對于老人來說，她們喜歡存錢，因為他們需要錢來保持安全感。一旦發生了緊急情況，他們會拿出錢來解決問題。然而對于年輕人來說，他們傾向于花錢來找樂子，幸福第一位。我覺得最好把存錢和花錢合起來用。

First, we need to save money. Once I was asked if worrying tomorrow was a good thing, now my answer is definitely yes. No one knows what will happen tomorrow, but we can save some money so that we can make better plans for tomorrow. If we meet the emergent situation in the future, money will be the best help.

第一，我們需要存錢。曾經有人問我擔憂明天是不是好事，如今我的答案絕對是確定的。沒有人知道明天會發生什么事情，但是我們可以存一些錢，這樣就能更好地為明天做打算。如果我們在將來遇到緊急情況，錢會幫上很大的忙。

Second, we also need to spent money. The money is not so easy for us to earn, we work so hard to make our living. So when we get the money, we will spend it and find the amusement. Life needs fun, we spend the money to improve our lives and enjoy life.

第二，我們也需要花錢。錢對于我們來說并不容易掙，我們是如此努力的工作來維持生活。所以當我們拿到錢，就會花錢來尋找娛樂。生活需要娛樂，我們花錢來改善生活，享受生活。

Saving money and spending money are both needed, we can find the balance between them and live the better life.

存錢和花錢都是需要的，我們可以找到兩者的平衡，過上更好的生活。