As the development of the economy and the world becomes modern, before, the way people pay for stuff is to give money, but now, there are various ways to pay the bill. The most popular way is the credit card, people don’t need to bring so much money, they can pay as much as they want. Credit card is a good way to pay the bill while at the same time we need to take care of it.
隨著經濟的發展和世界變得現代化，以前，人們支付東西的方式現金，但是現在，買單的方式多樣化。最熟歡迎的是信用卡，人們不用帶很多的錢，可以話多少都行。信用卡是支付的好方式，同時我們也要小心。
Credit card brings convenience to people’s life. People can carry a little money and can buy what they want with the card, they don’t need to worry about being robbed. What’s more, if the credit card is lost, you can also feel safe, the one who takes away your card can’t take away the money, because he doesn’t own the password.
信用卡帶給人們的生活帶來了方便。人們可以帶一點現金，用卡買他們想買的，他們也不用擔心被搶劫。而且，如果卡丟了，你也不用擔心，拿走你卡的人拿不走你的錢，因為他沒有密碼。
The one who uses credit card has the knowledge that he can use the money more than the card owns, so he can spend more than they actually have. But it is also a tempt, people need to pay off the money, if they can’t pay off in the certain term, they will get in trouble.
使用信用卡的人都知道他可以用超過卡的錢，因此他可以花的錢比實際上的多。但是這也是一個誘惑，人們需要還錢，如果他們無法在一定的時期內還清，他們會有麻煩。
Credit card is the product of civilization, it brings convenience while with tempt, we should take a measure when we use it.
信用卡是文明的產物，它帶來了方便，也帶來了誘惑，我們應該掂量著使用。
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