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AI’ve just taken out an insurance policy. Are you insured?

我剛買了份保險。你買保險了嗎？

BYes, I am. I have life insurance and my home and its contents are also insured.

嗯，買了。我有人身保險，我家人還有家里的東西也都有保險。

AI took out a life insurance policy and made my wife the beneficiary.

我買了份人身保險，我的妻子是受益人。

BThat’ a good idea. You are a fireman and it can be dangerous job.

好主意。你們干消防的一定很危險。

AI need to make sure that my wife will be financially secure if I die.

如果我出了事，我要確保我妻子得到經濟上的保障。

BI can terminate my life insurance policy when I retire and use the money as a pension.

我退休后可以停止給我妻子交保險，可以把這部分錢做養老金。

AThat’s one of the conditions of my police too. It covers you if you die before you retire and when you retire.

這也是我的保險的條件之一。如果你在退休之前就去世了，那么就會的到賠付。

BDid you have to take a medical before you could take out the police?

在拿到保險之前你體檢了嗎？

AYes, I did. It was one of the conditions of the insurance police. The insurance companies need to assess the risk.

是的。這是保險的條件之一。保險公司要減少風險的。

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