Time deposits of lump-sum deposit and lump-sum withdrawal are fixed deposits that are deposited by lump-sum, and whose principal and interest are paid by lump-sum upon maturity. The terms of deposit are divided into five grades: 1 month, 3 months, 6 months, 1 year or 2 years. The Bank issues registered certificates of deposit for such deposits. 整存整取定期存款為固定存期，一次存入，到期一次支取本息，存期分為1個月、3個月，6個月，1年，2年五個檔次。銀行出具記名式存單。 Foreign currencies with a value not less than the equivalent of 500 RMB yuan for a B-type deposit, or foreign currencies with a value not less than the equivalent of RMB50 yuan for a C-type deposit. Such deposit may be withdrawn fully or partially prior to maturity for once, or, upon authorization in advance, handled on agency renewal of depositing upon maturity by the bank. 乙種存款為不低于人民幣500元的等值外幣;丙種存款為不低于人民幣50元的等值外幣。本存款可允許全部或部分提前支取一次，也可預約由銀行代辦到期轉期續存。
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